Storage Unit Insurance for Renters

The best Storage Unit Insurance for your storage unit rental needs

If it’s worth keeping and storing, it’s worth insuring.

Insuring your stored personal property is easy with Storage Protectors. Using our secure storage unit insurance program, you can request a free quote, and buy your desired storage insurance policy within minutes with a few simple clicks.

Storage Protectors insures your stored content from damage or theft better than your homeowner’s insurance policy. Storage Protectors coverage is broader (up to $25,000 per unit or more), more extensive, and remains separate from homeowner’s insurance.

Renters Insurance for Self-Storage and Mobile Storage

Whether your storage contents are located at a storage facility, in your home, in transit, or at a commercial business location, we have the abilities to cover your belongings.

Storage Protectors Benefits

Why not homeowner’s insurance?

Speak with your homeowner insurance brokerage to be clear of their policies and deductibles. Most homeowner’s plans have high deductibles. With Storage Protectors, you have a very low deductible.

Also, this is a primary insurance plan; Storage Protectors never goes against your homeowner’s policy. These homeowner claims could increase your homeowner’s rate by 17% for 7 years.

Storage protector’s policy is independent and eliminates this from happening. Sometimes, this coverage will be limited in duration, often lasting for only 30 days.

It benefits you to use the SP Program for Storage Unit insurance instead of Homeowner's insurance to protect your stored items because it:

Free Quote for Storage Insurance

    Covered in transit

    With the Storage Protectors Self-Storage contents coverage and damage waiver program, your belongings are covered when in transit as well, which is not the case with any homeowner’s insurance plan. Given transit is a necessary component for moving your belongings to the self-storage facility or if you are considering mobile or portable storage, having your content protected from damage or theft to, from and during transit, is an important factor when protecting your storage unit.

    Customized storage insurance to fit your needs

    One of the biggest benefits of using Storage Protectors is you will receive a separate insurance policy that is customized to cover a diverse range of possibilities that are specific to your unique needs.

    Having a separate customized plan for your storage belongings means if something was to happen and a claim was made, this would not risk the cancelation of your homeowner’s policy.  

    With a self-storage renter’s insurance plan from Storage Protectors you will not end up in a position of needing extra coverage to your homeowner’s plan, or adding an insurance rider.  You will have your belongings backed by a licensed, certified program specialized to cover more  diverse scenarios with your contents in storage.

    The best self-storage tenant’s insurance coverage

    At Storage Protectors, we are confident our coverage is the best Self-Storage renter’s insurance available, both in cost and in scope and flexible to your needs. We are leaders in our industry with clients worldwide using our services.

    We provide contents and damage waiver coverage insurance for mobile storage containers, Self-Storage units, mobile offices, vehicles, and storage trailers in the United States, Canada, European Union and the UK.

    Whether located at a storage facility, home, in transit, or at a commercial business location of where a lessee is paying rent, we have your storage contents covered.

    FAQs about Renters Insurance for Storage Units

    • Self-storage facilities and Mobile Storage Container Leasing companies do not automatically insure your stored property. The Storage Protectors Contents Insurance Program provides economical coverages which add an additional layer of protection for your stored belongings. Purchasing Storage Protectors Contents Coverage alleviates concerns regarding potential losses associated with unanticipated incidents of loss.

    • Covered property includes belongings stored within a mobile storage container or self- storage unit being rented per a valid rental agreement. Covered causes of loss include but are not limited to burglary, water damage, vandalism, and fire or lightening.

    • Homeowner’s Insurance may or may not cover your stored property. Consult your homeowner’s policy or contact your insurance agent to determine if it’s in your best interest to use it. In most cases, extra coverages or a rider may need to be added on to your homeowner’s policy to insure contents coverage for your stored property. Homeowner’s policies commonly have high deductibles (typically between $1,000 to $3,000) and extensive surcharge periods (typically 3 years) which can deter you from filing claims.

    • Most personal, business, and commercial goods stored are eligible for coverage.*

      *These descriptions of coverage are for informational purposes. The policy itself should be read for coverages, terms, conditions and exclusions.

    • Currencies, liquid and illiquid securities, animals, reptiles and birds, firearms, jewelry, furs, pelts and fur garments are examples of uncovered property types

    • Theft occurs when someone takes property not belonging to them. Burglary occurs when someone takes property not belonging to them by forced entry; by way of example, by cutting a lock or breaking a hasp. The SP Contents Program only covers burglary.

    • No, flooding damage is not covered. Flood insurance can be purchased from the Federal Government. Rainstorms, windstorm, hail and roof drain damage are covered under the SP Contents Coverage policy

    • The maximum coverage amount for Storage Unit Insurance offered is up to $25,000 per unit. Higher contents coverage amounts are available. Please email [email protected] or call (480) 900-8300 for more information.

    • SP’s Contents Coverage is a month to month, pay-with-rent program. Coverage renews every month upon payment of rent and the monthly SP program fee. Coverage stops when rent and/or your SP Program fee is not paid.

    • You can enroll in the Storage Protectors Contents Insurance Coverage here. You can also enroll at a participating you will receive a certificate of insurance via email Container Rental Company or Self Storage facility.

    • Report a claim can by filing out our claim forms here. Inquire about claims by emailing [email protected] or calling (480) 900-8300

    • Yes. You will receive a Certificate of Insurance and a copy of your declarations page by mail. You may also receive copies by emailing [email protected] or calling (480) 900-8300.

    Looking for storage insurance?

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    Get your Storage unit and Mobile storage container insured for less with Storage Protectors’ Contents Insurance program.