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Get Storage Unit Insurance with Discount Storage Insurance
Storage Protectors does not offer storage insurance to renters, however we highly recommend Discount Storage Insurance .
Insuring your stored personal property is easy with Discount Storage Insurance. Simply fill out the form to the right and you will be redirected to complete your coverage selection and checkout.
With a fully online process, phone support, online chat and 24 / 7 claims service, you can have peace of mind knowing that assistance is always just a phone call or email away.
Renters Insurance for Self-Storage and Mobile Storage
Discount Storage Insurance offers flexible insurance options for various types of storage, including self storage insurance and mobile storage container insurance. Whether your storage contents are located at a storage facility, in your home, in transit, or in a commercial business location, Discount can provide comprehensive coverage for your stored items.
These types of self-storage and mobile storage insurance policies are designed to offer you peace of mind, knowing that your possessions are protected from potential damage, theft, or loss, regardless of their location.
Simply fill out the online form to explore insurance options and find the right coverage for your storage needs, including coverage for self-storage units, mobile storage units, and portable storage containers. You can complete the checkout process completely online and receive your insurance certificate instantly.
Benefits of Having Storage Unit Insurance
- Comprehensive coverage for items stored in a unit.
- Protection during transit for your belongings.
- Low deductibles for claims.
- Prevents the risk of cancellation to your homeowner's policy should a claim occur.
- Eliminates the need to add extra coverage or an insurance rider to your homeowner's policy.
Companies like Discount Storage Insurance offer specialized insurance coverage to protect the contents of storage units and mobile storage containers against theft, damage, or loss. They provide customizable insurance policies, allowing renters to tailor their coverage to fit their needs and budget.
Why Not Homeowner's Insurance?
Speak with your homeowner insurance brokerage to clarify their policies and deductibles. Most homeowners’ plans have high deductibles. With Storage Protectors, you have a very low deductible.
Also, as a primary insurance plan; Storage Insurance never goes against your homeowner’s policy. These homeowner claims could increase your homeowner’s rate by 17% for 7 years.
The storage insurance policy is independent and eliminates this from happening. Sometimes, this coverage will be limited in duration, often lasting only 30 days.
It benefits you to use the SP Program instead of Homeowner’s Insurance to protect your stored items because it:
- Provides broad coverage for items stored within a Self-Storage unit
- Covers your belongings while they are in transit, whether in a mobile storage unit or portable storage container
- Has a low $100 deductible for coverage up to $10,000
- Prevents risk of cancellation or rate increase to your homeowner's policy should a claim occur
- Eliminates the need to add extra coverage or an insurance rider to your homeowner's policy
Mobile Storage Insurance Offers Coverage in Transit
With storage insurance contents coverage and damage waiver programs, your belongings are also covered when in transit, which is not the case with any homeowner’s insurance plan. Whether moving your belongings to the self-storage facility or considering a portable or mobile storage unit, insuring your contents with storage container insurance protects them from damage or theft to, from, and during transit.
Customized storage insurance to fit your needs
One of the biggest benefits of receiving Storage Insurance is you will receive a separate insurance policy customized to cover a diverse range of possibilities specific to your unique needs.
Having a separate customized plan for your storage belongings means if something were to happen and a claim was made, this would not risk the cancellation of your homeowner’s policy.
With a self-storage renter’s insurance plan, you will not need extra coverage to your homeowner’s plan or add an insurance rider. You will have your belongings backed by a licensed, certified program specialized in covering more diverse scenarios with your contents in storage.
The best self-storage tenant's insurance coverage
At Storage Protectors, we do not offer storage insurance to renters but highly recommend Discount Storage Insurance.
Their insurance plans are affordable and flexible to your needs and you can pay for your insurance completely online and receive certificate within minutes.
Whether located at a storage facility, home, in transit, or commercial business location where a lessee pays rent, rest assured and have your storage contents covered.
FAQs about Renters Insurance for Storage Units
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Self-storage facilities and Mobile Storage Container Leasing companies do not automatically insure your stored property. The Storage Protectors Contents Insurance Program provides economical coverages which add an additional layer of protection for your stored belongings. Purchasing Storage Protectors Contents Coverage alleviates concerns regarding potential losses associated with unanticipated incidents of loss.
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Covered property includes belongings stored within a mobile storage container or self- storage unit being rented per a valid rental agreement. Covered causes of loss include but are not limited to burglary, limited water damage, vandalism, and fire or lightening.
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Homeowner’s Insurance may or may not cover your stored property. Consult your homeowner’s policy or contact your insurance agent to determine if it’s in your best interest to use it. In most cases, extra coverages or a rider may need to be added on to your homeowner’s policy to insure contents coverage for your stored property. Homeowner’s policies commonly have high deductibles (typically between $1,000 to $3,000) and extensive surcharge periods (typically 3 years) which can deter you from filing claims.
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Most personal, business, and commercial goods stored are eligible for coverage.*
*These descriptions of coverage are for informational purposes. The policy itself should be read for coverages, terms, conditions and exclusions.
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Currencies, liquid and illiquid securities, animals, reptiles and birds, firearms, jewelry, furs, pelts and fur garments are examples of uncovered property types
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Theft occurs when someone takes property not belonging to them. Burglary occurs when someone takes property not belonging to them by forced entry; by way of example, by cutting a lock or breaking a hasp. The SP Contents Program only covers burglary.
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No, flooding damage is not covered. Flood insurance can be purchased from the Federal Government. Rainstorms, windstorm, hail and roof drain damage are covered under the SP Contents Coverage policy
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The maximum coverage amount for Storage Unit Insurance offered is up to $20,000 per unit. Higher contents coverage amounts are available. Please email [email protected] or call (833) 659-7867 for more information.
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SP’s Contents Coverage is a month to month, pay-with-rent program. Coverage renews every month upon payment of rent and the monthly SP program fee. Coverage stops when rent and/or your SP Program fee is not paid.
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You can enroll in the Storage Protectors Contents Insurance Coverage here. You can also enroll at a participating you will receive a certificate of insurance via email Container Rental Company or Self Storage facility.
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Report a claim can by filing out our claim forms here. Inquire about claims by emailing [email protected].
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Yes. You will receive a Certificate of Insurance and a copy of your declarations page by mail. You may also receive copies by emailing [email protected] or calling (480) 900-8300.
