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The best Storage Unit Insurance for your storage unit rental needs
If it’s worth keeping and storing, it’s worth insuring.
Having the right storage insurance is crucial when storing personal belongings. Storage unit insurance for renters safeguards your possessions against unexpected events such as theft, damage, or natural disasters. Unlike traditional insurance coverage, Storage Protectors’ tailored approach guarantees that your stored belongings are protected by a specialized policy that goes beyond standard coverage.
Whether you’re renting a self-storage unit or using mobile storage, our renter’s insurance delivers comprehensive protection tailored to storage-specific risks. From temperature fluctuations to potential water damage, theft, or mishandling, your belongings remain fully protected.
At Storage Protectors, we make it easy to get the coverage you need. Within minutes, you can request a quote, choose a policy that suits your requirements, and have comprehensive protection for your stored items.
Why Do You Need Storage Unit Insurance As a Tenant?
As a renter, storage unit insurance is essential to protect your items against potential risks such as theft, damage, and natural disasters wherever they are (during transit, in the mobile unit, or the self-storage unit). While storage facilities are designed to provide a secure environment, unforeseen events can still pose a threat to your valuables. This is why many facility owners opt for comprehensive storage facility insurance to safeguard their property and mitigate liability risks.
Potential Risks Renters Face:
- Theft: Despite high security, break-ins can happen in storage facilities.
- Damage: Accidents like fires or water leaks can damage your belongings.
- Natural Disasters: Events such as floods or earthquakes can cause unexpected damage.
Without proper insurance coverage, you risk significant financial loss. Storage unit insurance for renters bridges this gap by providing comprehensive protection and peace of mind.
Why Not Homeowner's Insurance?
When it comes to protecting your stored belongings, homeowner’s insurance may not be your best option. Speak with your homeowner insurance brokerage to clarify their policies and deductibles. Most homeowners’ plans come with high deductibles, while Storage Protectors offers a much lower deductible. With our online tenant insurance options, renters get fast, easy access to comprehensive coverage that’s more suited to their needs.
Additionally, claims made through your homeowner’s policy can result in rate increases of up to 17% for as long as seven years. With Storage Protectors, your renter’s insurance acts as primary coverage, meaning it never impacts your homeowner’s policy or causes rate hikes.
The storage unit insurance policy is independent and eliminates this from happening. Sometimes, this coverage will be limited in duration, often lasting only 30 days.
Key Benefits of Choosing Our Storage Unit Insurance
Storage Protectors’ renter’s insurance provides outstanding protection for your stored belongings and is specifically designed to meet the needs of self-storage users. Here’s how it stands out:
Low Deductible and Comprehensive Coverage
- Covers your belongings while they are in transit, whether in a mobile storage unit or portable storage container
- Offers as low as $100 deductible for coverage up to $10,000
Protection Against Rate Hikes on Homeowners Insurance
- Protects your homeowner's policy from cancellation or rate hikes in case of a claim.
- Eliminates the need to add extra coverage or an insurance rider to your homeowner's policy.
Get tenant’s insurance online to ensure your belongings are protected with the best coverage available.
Start Offering Storage Unit Insurance For Tenants
Mobile Storage Insurance Offers Coverage in Transit
With storage unit insurance contents coverage and damage waiver programs, your belongings are also covered when in transit, which is not the case with any homeowner’s insurance plan. Whether moving your belongings to the self-storage facility or considering a portable or mobile storage unit, insuring your contents with storage container insurance protects them from damage or burglary to, from, and during transit.
Avail the Best Tenant Insurance for Your Storage Unit
When you store your belongings, peace of mind is essential. That’s why renters insurance for storage units is a must-have. Our tailored coverage ensures your possessions are protected from unexpected events like theft, damage, and natural disasters.
Whether you’re storing valuable antiques or seasonal items, our flexible plans are designed to suit a variety of needs. With renters insurance, you can enjoy top-tier protection without stretching your budget.
Our simple claims process guarantees hassle-free support whenever you need it. At Storage Protectors, we offer more than just coverage—we deliver convenience and confidence.
Global Leaders in Comprehensive Tenants Insurance
At Storage Protectors, we proudly offer the most comprehensive and cost-effective self-storage renter’s insurance tailored to your needs. As industry leaders trusted by clients worldwide, we deliver unmatched coverage across various sectors.
Our policies include contents and damage waiver insurance for mobile storage containers, self-storage units, mobile offices, vehicles, and storage trailers throughout the United States, Canada, the European Union, and the UK.
No matter where your belongings are stored—whether at a facility, in transit, at home, or at a commercial business location—we ensure your storage contents are fully protected.
FAQs about Renters Insurance for Storage Units
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Absolutely. While your items are safely stored, they can still face unexpected risks. Homeowner’s or renter’s insurance often does not cover off-site storage. With Storage Protectors, you get economical coverages designed specifically for storage environments, which add an additional layer of protection for your stored belongings.
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At Storage Protectors, our renters’ insurance covers comprehensive coverage, including furniture, electronics, clothing, and valuables stored in a mobile storage container or self-storage unit, as long as they are being rented under a valid rental agreement. We protect your items from theft, fire, water damage, smoke, rodents, sonic bombs, windstorms, sinkhole collapse, mold, and mildew. Whether you’re storing household goods or business inventory, we ensure your possessions are safeguarded.
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At Storage Protectors, we offer flexible and affordable plans that fit your budget. The cost varies depending on the value of the items being stored and the level of coverage you choose, but rest assured, we provide high-quality protection at competitive rates without compromising on security. Please contact Storage Protectors at (833) 659-7867 for additional information.
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When choosing a storage unit insurance policy, look for coverage that protects against a wide range of risks, such as theft, fire, and water damage. Storage Protector offers comprehensive, easy-to-understand policies with flexible options. Be sure to select a policy that matches the value of your stored items and have a simple claims process.
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Yes, the maximum coverage amount for storage unit insurance offered is up to $25,000 per unit. While there are coverage limits, these can be customized to match the value of your stored items. Please email [email protected] or call (833) 659-7867 for more information.
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Most personal, business, and commercial goods stored are eligible for coverage.*
*These descriptions of coverage are for informational purposes. The policy itself should be read for coverages, terms, conditions and exclusions.
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Currencies, liquid and illiquid securities, animals, reptiles and birds, firearms, jewelry, furs, pelts and fur garments are examples of uncovered property types
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Theft occurs when someone takes property not belonging to them. Burglary occurs when someone takes property not belonging to them by forced entry; by way of example, by cutting a lock or breaking a hasp. The SP Contents Program only covers burglary.
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If your storage unit is broken into, first report the break-in to the facility and the police. Then, contact us to file a claim. Our insurance will cover the cost of stolen or damaged items, ensuring you get the support you need quickly and efficiently.
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Homeowner’s Insurance may or may not cover your stored property. Consult your homeowner’s policy or contact your insurance agent to determine if it’s in your best interest to use it. In most cases, extra coverage or a rider may need to be added to your homeowner’s policy to insure contents coverage for your stored property. Homeowner’s policies commonly have high deductibles (typically between $1,000 to $3,000) and extensive surcharge periods (typically 3 years), which can deter you from filing claims.
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No, flooding damage is not covered. Flood insurance can be purchased from the Federal Government. Rainstorms, windstorm, hail and roof drain damage are covered under the SP Contents Coverage policy.
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SP’s Contents Coverage is a month to month, pay-with-rent program. Coverage renews every month upon payment of rent and the monthly SP program fee. Coverage stops when rent and/or your SP Program fee is not paid.
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You can enroll in the Storage Protectors Contents Insurance Coverage here. You can also enroll at a participating company and you will receive a certificate of insurance via email Container Rental Company or Self Storage facility.
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You can report a claim by filling out our claim forms here. Inquire about claims by emailing [email protected].
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Yes. You will receive a Certificate of Insurance and a copy of your declarations page by mail. You may also receive copies by emailing [email protected] or calling (480) 900-8300.
